1. Acceptance

By using ELK Lending Now, you agree to these Terms of Service.

2. Nature of Service

ELK Lending Now is a loan matching platform, not a lender. We connect borrowers with licensed lenders.

3. Eligibility

Must be 18+, a US citizen or permanent resident, have a valid bank account, and meet lender requirements.

4. Accuracy

You agree to provide accurate, complete information. False information may result in denial.

5. Disclaimer

We make no warranties about loan availability or rates. Always review the full loan agreement before signing.

6. Governing Law

Governed by Illinois law. Disputes resolved through binding arbitration in Cook County, IL.